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Welcome to the website of the Independent Review of the Customer Owned Banking Code of Practice (‘the Code’). This review is being conducted at the request of the Customer Owned Banking Association (COBA) by Phil Khoury of cameron. ralph. khoury. The review is due to be completed by 30 June 2019.

This website will be maintained and updated throughout the review to keep interested stakeholders informed about the review progress, to invite public input about the Code and to publish written submissions made to the review about the Code and its operation.

For more detailed information about the review, including the terms of reference, please go to our About the Review page.